You earn the same salary in British Columbia — how much would you keep if you moved? Pick a gross salary and see your real take-home pay across all 10 Canadian provinces, ranked from most to least generous.
Every province applies the same federal income tax, CPP and EI — but the provincial tax on top varies enormously. Move from BC to Alberta and you could keep thousands more per year. Stay in Quebec and you'll see a noticeably smaller paycheque. The difference isn't just about provincial rates: Ontario adds a surtax and health premium, Quebec has its own pension plan (QPP) and parental insurance (QPIP), and Manitoba's top bracket kicks in earlier than most.
All calculations below use 2025 tax rules for a single employed person with no deductions beyond the basic personal amount. The same salary is run through every province's tax system and the results are ranked so you can see at a glance what a move would cost or save you.
Ranked by net take-home pay. The blue bar is British Columbia — your current home base.
| Province | Gross | Net (annual) | vs BC | Effective rate |
|---|
Highlighted row = British Columbia (your baseline). "vs BC" = annual difference if you moved there vs staying in BC. Effective rate = all income tax + CPP/QPP + EI/QPIP as a % of gross salary.
Each figure uses the same profile: a single employed person, 2025 tax year, no deductions beyond the basic personal amount. Here is exactly what each province's calculation includes:
Every figure on this page is computed in real time using the 2025 tax rules embedded directly in this page's JavaScript. We use the 2025/2026 federal and provincial parameters published by the CRA and each provincial revenue authority. The calculations cover:
We do not model provincial tax credits beyond the basic personal amount credit, employer contributions, or voluntary deductions (RRSP, pension, union dues). Figures are estimates for general comparison — they are not personal tax advice. For a precise calculation including your specific deductions, use our Canada Income Tax Calculator.
On a C$100,000 salary, moving from BC to Alberta typically saves C$1,500–C$2,500 per year in provincial tax. The gap grows significantly at higher incomes — above C$125,000, Alberta's advantage can exceed C$5,000/year because Alberta's top rate of 15% is far lower than BC's 20.5%.
Yes, Quebec typically has lower take-home pay than BC at most salary levels. Quebec's provincial rates are higher (up to 25.75%). Quebec residents do benefit from the 16.5% federal abatement, which partially offsets this — but the net result is still less after-tax income than BC for most salary ranges.
Alberta consistently offers the highest take-home pay for middle and higher incomes. Alberta has no provincial surtax, no health premium, no provincial sales tax, and rates that top out at 15% (vs BC's 20.5% or Ontario's 13.16% base with surtax on top).
BC and Ontario have different provincial brackets, different basic personal amounts, and different add-ons. Ontario adds a health premium (up to C$900/year) and a surtax above C$5,315 of provincial tax. BC has neither — but BC's top marginal rate of 20.5% is higher than Ontario's 13.16% base (the Ontario surtax means effective top rates are close at very high incomes).
Yes. CPP (5.95% on earnings between C$3,500 and C$68,500) and EI (1.66% up to C$63,200) are the same in all provinces except Quebec, which uses QPP and adds QPIP. All of these are included in every province's net pay figure.
The figures here use default assumptions. For a calculation that includes your RRSP contributions, pension deductions or self-employment income, use our full Canada Income Tax Calculator — it covers all 13 provinces and territories.
Open Canada Income Tax Calculator →