Free Australian Tax Calculators 2025–26

Australian tax system in 2025–26 — quick reference

The Australian tax year runs from 1 July 2025 to 30 June 2026. Most employees pay tax through PAYG (Pay As You Go) withholding. Tax returns are lodged between 1 July and 31 October each year. The ATO manages income tax, super guarantee, HECS repayments and GST.

2025–26 Australian income tax rates (residents):

• $0–$18,200: Tax-free threshold (0%)
• $18,201–$45,000: 16 cents for each $1 over $18,200
• $45,001–$135,000: $4,288 plus 30 cents for each $1 over $45,000
• $135,001–$190,000: $31,288 plus 37 cents for each $1 over $135,000
• Over $190,000: $51,638 plus 45 cents for each $1 over $190,000

Medicare Levy: 2% of taxable income (reduced or nil for low-income earners).

Superannuation Guarantee: Employers must contribute 11.5% of ordinary time earnings to your super fund in 2025–26, rising to 12% on 1 July 2025.

Use the Australian Tax Calculator to see your full take-home pay after tax, Medicare levy and HECS repayments.